What is a Credit Card Cash Advance?
A Credit Card Cash Advance allows businesses that process card payments to access funding based on their credit and debit card sales. Repayments are automatically deducted as a percentage of daily card transactions.
Who This Is For
Businesses with strong credit/debit card sales
Retail stores, restaurants, salons, and service providers
Businesses needing quick, short-term funding
Key Benefits
Fast and simple approval process
Repayments tied to card sales
No fixed payment schedule
Ideal for businesses with high card volume
Helps maintain steady cash flow
Get quick access to working capital with a Credit Card Cash Advance that fits your business’s cash flow. This option is designed for businesses with regular card sales and helps you manage expenses or take advantage of new opportunities.
You receive a lump sum upfront based on your credit card sales. Repayments are made automatically as a small percentage of your daily transactions (holdback rate), so payments adjust with your revenue.
Approval for a Credit Card Cash Advance is based mainly on your business’s credit card sales — not just your credit score.
You don’t need perfect credit, significant collateral, or a long business history. Instead, lenders focus on your past and expected card sales to determine eligibility, making this a more accessible option for many businesses